| Get SmartTips Newsletters by Email |
 |
SmartTips is a totally free weekly eMail newsletter featuring expert advise and tips on the topics that matter to you, such as:
- Tempated by new car deals? Check here first to avoid over-paying.
- End of the year anticipation? Did something change this year that will affect your taxes?
- 529 College Savings Plans. Your children are never too young—or too old—for you to get started.
Save money with FREE tips on everything from budgeting, managing debt, buying insurance, and planning for retirement.

|
| Get SmartTips Newsletters by Email |
 |
SmartTips is a totally free weekly eMail newsletter featuring expert advise and tips on the topics that matter to you, such as:
- Tempated by new car deals? Check here first to avoid over-paying.
- End of the year anticipation? Did something change this year that will affect your taxes?
- 529 College Savings Plans. Your children are never too young—or too old—for you to get started.
Save money with FREE tips on everything from budgeting, managing debt, buying insurance, and planning for retirement.

|
|
|
|
|
|
|
|
Deal with “Empty Nest” Sadness
|
|
|
Empty Nest Syndrome refers to feelings of depression, sadness, and/or grief experienced by parents and caregivers after children come of age and leave their childhood homes. This may occur when children go to college or get married. Women are more likely than men to be affected; often, when the nest is emptying, mothers are going through other significant life events as well, such as menopause or caring for elderly parents.
More mothers work these days and therefore feel less emptiness when their children leave home. Also, an increasing number of adult children between 25 and 34 are now living at home. Psychologist Allan Scheinberg notes that these "boomerang kids" want the "limited responsibility of childhood and the privileges of adulthood." Children may also return home due to economics, divorce, extended education, drug or alcohol problems, or temporary transitions.
Symptoms
Feelings of sadness are normal at this time. It is also normal to spend time in the absent child's bedroom to feel closer to him or her.
If you are experiencing empty nest syndrome, monitor your reactions and their duration. If you are feeling that your useful life has ended, or if you are crying excessively or are so sad that you don't want to see friends or go to work, you should consider seeking professional help.
Causes
As noted earlier, when a woman is at the stage in life when her kids are leaving, she may also be going through other major changes, like dealing with menopause or coping with increasingly dependent elderly parents.
Recent research suggests that the quality of the parent-child relationship may have important consequences for both at this time. Parents gain the greatest psychological benefit from the transition to an empty nest when they have developed and maintain good relations with their children. Extreme hostility, conflict, or detachment in parent-child relations may reduce intergenerational support when it is most needed by youth during early adulthood and by parents facing the disabilities of old age.
At one time, it was commonly thought that women were particularly vulnerable to depression when their children left home, experiencing a profound loss of purpose and identity. However, studies show no increase in depressive illness among women at this stage of life.
Treatment
When a child's departure unleashes overwhelming sadness, treatment is definitely needed. Discuss your feelings with your general practitioner as soon as possible. You may need antidepressants, and you almost certainly could use some counseling to get your feelings into perspective.
Meanwhile, look to your friends for support and be kind to yourself. There are practical things to help you feel better. For instance:
- Buy some pay-as-you-go mobile phone vouchers or prepaid calling cards for your son or daughter so that keeping in contact is financially viable.
- Try to schedule a weekly chat on the phone.
- Send your child brief e-mails of what's happening at home.
- Make care packages for your child with anything from groceries to a set of towels for her new apartment. Try not to overdo it in the beginning, and don't attach any strings to the gifts.
Time and energy that you directed toward your child can now be spent on different areas of your life. This might be an opportune time to explore or return to hobbies, leisure activities, or career pursuits.
This also marks a time to adjust to your new role in your child's life as well as changes in your identity as a parent. Your relationship with your child may become more peer like, and you will have to get used to giving your children more privacy.
Many suggest preparing for an empty nest while your children are still living with you. Develop friendships, hobbies, career, and educational opportunities. Make plans with the family while everyone is still under the same roof, so you don't regret lost opportunities: Plan family vacations, enjoy long talks, take time off from work. And make specific plans for the extra money, time, and space that will become available when children are no longer dependent on you and living at home.
© 2004 Psychology Today
Empty Nest Syndrome refers to feelings of depression, sadness, and/or grief experienced by parents and caregivers after children come of age and leave their childhood homes. This may occur when children go to college or get married. Women are more likely than men to be affected; often, when the nest is emptying, mothers are going through other significant life events as well, such as menopause or caring for elderly parents.
More mothers work these days and therefore feel less emptiness when their children leave home. Also, an increasing number of adult children between 25 and 34 are now living at home. Psychologist Allan Scheinberg notes that these "boomerang kids" want the "limited responsibility of childhood and the privileges of adulthood." Children may also return home due to economics, divorce, extended education, drug or alcohol problems, or temporary transitions.
Symptoms
Feelings of sadness are normal at this time. It is also normal to spend time in the absent child's bedroom to feel closer to him or her.
If you are experiencing empty nest syndrome, monitor your reactions and their duration. If you are feeling that your useful life has ended, or if you are crying excessively or are so sad that you don't want to see friends or go to work, you should consider seeking professional help.
Causes
As noted earlier, when a woman is at the stage in life when her kids are leaving, she may also be going through other major changes, like dealing with menopause or coping with increasingly dependent elderly parents.
Recent research suggests that the quality of the parent-child relationship may have important consequences for both at this time. Parents gain the greatest psychological benefit from the transition to an empty nest when they have developed and maintain good relations with their children. Extreme hostility, conflict, or detachment in parent-child relations may reduce intergenerational support when it is most needed by youth during early adulthood and by parents facing the disabilities of old age.
At one time, it was commonly thought that women were particularly vulnerable to depression when their children left home, experiencing a profound loss of purpose and identity. However, studies show no increase in depressive illness among women at this stage of life.
Treatment
When a child's departure unleashes overwhelming sadness, treatment is definitely needed. Discuss your feelings with your general practitioner as soon as possible. You may need antidepressants, and you almost certainly could use some counseling to get your feelings into perspective.
Meanwhile, look to your friends for support and be kind to yourself. There are practical things to help you feel better. For instance:
- Buy some pay-as-you-go mobile phone vouchers or prepaid calling cards for your son or daughter so that keeping in contact is financially viable.
- Try to schedule a weekly chat on the phone.
- Send your child brief e-mails of what's happening at home.
- Make care packages for your child with anything from groceries to a set of towels for her new apartment. Try not to overdo it in the beginning, and don't attach any strings to the gifts.
Time and energy that you directed toward your child can now be spent on different areas of your life. This might be an opportune time to explore or return to hobbies, leisure activities, or career pursuits.
This also marks a time to adjust to your new role in your child's life as well as changes in your identity as a parent. Your relationship with your child may become more peer like, and you will have to get used to giving your children more privacy.
Many suggest preparing for an empty nest while your children are still living with you. Develop friendships, hobbies, career, and educational opportunities. Make plans with the family while everyone is still under the same roof, so you don't regret lost opportunities: Plan family vacations, enjoy long talks, take time off from work. And make specific plans for the extra money, time, and space that will become available when children are no longer dependent on you and living at home.
© 2004 Psychology Today
|
|
|
|
|
|
Notice
By clicking any of the link(s) on this page you will be transferring from this Marsh site to a site comprised of third party content. You hereby agree that Marsh is not responsible or liable in any manner for such third party content hosted on the linked site.
Notice
By clicking any of the link(s) on this page you will be transferring from this Marsh site to a site comprised of third party content. You hereby agree that Marsh is not responsible or liable in any manner for such third party content hosted on the linked site.
|
|
|
Learn How to Let Go of Your Child This bestselling guide, read by hundreds of thousands of parents over the past decade, is now better than ever, newly revised and completely updated. Based on real-life experience and recommended by colleges and universities around the country, Letting Go offers compassionate, practical, and up-to-the-minute information to help parents with the emotional and social changes of the college years. These important issues and more are addressed with wise advice and time-tested counsel in Letting Go -- a realistic and reassuring source for meeting the challenges ahead, from the senior year in high school through college graduation.  Source: Amazon.com
| Note | | The products and services listed on this page are presented as a service to you. Neither L-3 nor Marsh recommends any product or service; there is no guarantee that any listing on this page will be suitable for a particular purpose. |
Learn How to Let Go of Your Child This bestselling guide, read by hundreds of thousands of parents over the past decade, is now better than ever, newly revised and completely updated. Based on real-life experience and recommended by colleges and universities around the country, Letting Go offers compassionate, practical, and up-to-the-minute information to help parents with the emotional and social changes of the college years. These important issues and more are addressed with wise advice and time-tested counsel in Letting Go -- a realistic and reassuring source for meeting the challenges ahead, from the senior year in high school through college graduation.  Source: Amazon.com
| Note | | The products and services listed on this page are presented as a service to you. Neither L-3 nor Marsh recommends any product or service; there is no guarantee that any listing on this page will be suitable for a particular purpose. |
|
|
|
|
|
After your child or children move out, you’ll have more time, more money, and more space than before. The challenge: to put these extra resources to good use, while adjusting to life without children. The checklist below will ease the transition.
It’s normal to be upset when your child moves out. But if your mood stays down for long, it’s time to get help.Having a child is a life-changing event. So is having a child leave the “nest.” The challenge: to work through your feelings and take advantage of your newfound financial resources. 
Now that your child has left, your financial plan may be outdated. Time to build a new one.Many of the assumptions underlying your old financial plan may now be obsolete. College tuition payments are over. You have more living space than you need. You have more time on your hands to pursue hobbies and travel—and revisit your financial plan. 
Now that you have extra cash, put it to good use. Pay down your debt.You helped to launch your child into the world. How about launching yourself into a debt-free retirement? 
Tired of mowing a big lawn, paying big utility bills, and cleaning a big house you no longer need? Then consider the benefits of a smaller home.Do you really need all your living space now that your child or children are living independently? More to the point, will lowering your housing expenses enhance your future retirement security? It’s time to answer that question. 
Have a more secure retirement tomorrow or have more toys today. Try to make the right choice.The money you spend today not only creates a larger lifestyle in the future, it also weakens your retirement security. Don’t lose the opportunity to save more for retirement. 
Now that you’re closer to retirement, “risk” may be a four-letter word. Learn how to manage it here.You’re older now. So you may have a different attitude toward risk. Time to revisit your risk profile and asset allocation—and to rebalance your investment portfolio. 
What will happen if you need long-term care in the future? What are your preferences and how will you pay for care? Answer these questions today.The time to begin thinking about long-term care is not when you need it. Begin to discuss these issues with your family now, especially the financial implications of care. 
Your child is out of the house. Do you need the same health insurance coverage?
Consider the possibility of taking your child off your plan. You may save some money.

Is your child still dependent on you financially? If not, then your life insurance needs may be lower—and less expensive.While your children are little, life insurance is a crucial element of financial planning. But now that they are independent, it’s time to reassess. 
Without a child at home, your need for auto insurance will be less. But your liability risk may be higher. Revise your coverage today.Take advantage of lower auto insurance costs once your child leaves home. But don’t forget to protect your growing assets against liability claims. 
An empty nest frees up cash. But it also may bring higher taxes.Don’t be surprised at tax time. Look into how your tax liability will change now that your child is gone. 
|
|
|